This is a sponsored post.
If you’re just here for the free money, all you have to do is click on this link and sign up with Dosh. You’ll get $5 for signing up, another $1 per credit card you add, and then you’ll keep getting free cash back whenever you use your card at a Dosh merchant (there are thousands and thousands in their network). That’s it!
I’m generally a skeptical, cynical person. I believe the saying “if something sounds too good to be true, it usually is.” So when I was first approached to write about the new cash-back app Dosh, I almost said no. Then my curiosity got the better of me. They were promising an app that delivers cash back from your everyday purchases for doing absolutely nothing more than just uploading your credit card into their app. Where was the catch?
I decided to take the app for a test run and see if the promise was true. Now, getting me to input my credit card into anything is difficult. I’m pretty guarded when it comes to my personal financial security and after a recent experience where some idiots got a hold of my credit card number and used it at 5 different gas stations in Georgia (apparently my identity thieves weren’t the ambitious type…), I’m even less inclined to share my personal data with a new untested app. Part of the app’s appeal, however, is that they use the same 128-bit encryption and physical security that banks use. That’s because (as I later learned) the app is integrated into the same system that credit card payments go through, which is how they’re able to just magically put money back into your Dosh account. This is all to say that I put my credit card in the app and I have yet to be the subject of a financial assault. Phew. Now I was ready to see how this puppy purred. Wait a second. Puppies don’t purr. Let’s just pretend they do. Are imagining a purring puppy? I am. Now puppies are even cuter, right? But I digress…
Dosh works a few different ways. You can visit one of their merchants (restaurants, retail, etc.); you can book travel through the app and get a specific amount of Dosh back; or you can buy something through an online store as long as you go through Dosh to start the purchase. I chose the first route, because it seemed the easiest. After checking for a restaurant near me, Lady Fly&Dine and I were off to a sushi bar we’d never tried before. We filled up on spicy tuna and salmon rolls, then waited eagerly for the check to arrive so I could get my first Dosh experience. Then the moment of triumph arrived.
Before the server even came back with my credit card, my phone buzzed. It was Dosh telling me that I just got roughly $5 back for doing nothing. That was 7% of my total bill and it was all mine thanks to Dosh. Now if you ask me, that’s a total win. I did next to nothing — literally just typed some numbers into an app — and now, for every single purchase I make at a Dosh merchant, I get cash that I can immediately transfer to my bank account. No checks to cash, no points to redeem, no hoops to jump through. Just cold hard cash.
What a world we live in, folks.